a) British Columbia
MSP is BC’s provincial health insurance plan. Anyone living in BC for six months or longer (including international students) is required by law to enrol in MSP and pay the plan’s premiums. New residents or persons re-establishing residence in B.C. are eligible for coverage after completing a wait period that consists of the balance of the month in which residence is established, plus two months.
If applicable, students should apply immediately after arriving in BC. The application is free but monthly MSP premiums are charged once coverage begins.
Further information is available from the government website:
http://www2.gov.bc.ca/gov/content/health/health-drug-coverage/msp
Students who are not eligible for the MSP program, or for healthcare coverage during the MSP wait period, are strongly encouraged to purchase a private healthcare plan.
b) Alberta
Foreign students may be eligible for AHCIP (Alberta Health Care Insurance Plan).
• Students who have a 12 month Study Permit (valid for an Alberta educational institute) and who will reside in Alberta for 12 months or more are eligible for AHCIP coverage.
• Students with Study Permits valid for more than 3 months, but less than 12 months, may be eligible for AHCIP coverage if their application is accompanied by a letter from the student confirming their intent to reside in Alberta for at least 12 months.
• If the application is received within 3 months of entry into Alberta, coverage is effective on the date of either entry into Alberta or the date signed on the Study Permit, whichever is later.
Further information is available from the government website:
http://www.health.alberta.ca/health-care-insurance-plan.html
Students who are not eligible for the AHCIP program are strongly encouraged to purchase a private healthcare plan.